Wednesday 29 July 2015

The account you are using is inactive.

You may not be aware but you may be eligible for a council house mortgage. A council house mortgage may be granted to tenants who are currently renting a home from a local authority. There are certain qualification criteria, which we shall soon discuss. First, let's discuss what are council house mortgages.
Buy Council Houses

 When a tenant applies for a council house mortgage, a valuer will be sent to assess the house and give it a market value. This process usually takes around 3 months. If the tenant fulfills all the criteria, and the council house mortgage is approved, the tenant can buy the house at a heavily discounted rate. For example, a house valued at $100,000 may be bought for $50,000.

 A tenant can borrow up to 100% of the council's valuation. In the above example, that means the tenant has excess cash of $50,000. The money can be used for various purposes such as renovations, buying furniture, or for business. Or the tenant can use the money to pay off some debt. Whatever the case, the council house mortgage will leave the tenant in a stronger financial position.

 In addition, the tenant is now officially a homeowner instead of a tenant. There are several qualifying criteria for council house mortgages.

 Firstly, tenants must have stayed in the council house for at least 2 years. If the tenancy began after 18 January 2005, then the minimum period is 5 years.

 Secondly, the house must be a district council house, a London Borough Council House, or a house belonging to a Housing Action Trust. You can apply for the right even if you have bad credit ratings. For instance, you may be a discharged bankrupt, and still qualify for the scheme. All you have to do is to consult a professional mortgage firm that specializes in applying for the right to buy.

 Similar to other home mortgages, you are required to pay interest on the loan. In other words, the more you borrow, the more you have to pay back. For this reason, it is best to apply common sense when it comes to deciding on the loan amount to borrow. Obviously, you should not take out the maximum amount that you are eligible for if you do not need that amount of money.

 Borrow what you need, and what is necessary to enable you to achieve your own goals. For instance, if you have the intention of using the money for a business start-up, make careful calculations of how much you need and borrow that amount. If you borrow in excess, your monthly payments will naturally be higher, putting more pressure on you to pay off the monthly installments.

 And if you find yourself not being able to pay off the monthly payments, you home may be re-possessed. Therefore, always seek professional advice when in doubt. Borrow prudently and you will never have to worry about losing your home.

 Source:
http://mywalls123.blogspot.com/2015/07/the-account-you-are-using-is-inactive.html

Wednesday 17 September 2014

Electric Cigarettes from South Beach Smoke The Right Match for People who smoke

Is the spouse an excessive amount of hooked on smoking? Are you currently searching for some effective solution? This is actually the perfect solution for you personally! South Beach Smoke has introduced for you personally a more healthy method of smoking! Wondering how? Have you ever heard of electric cigarettes? Yes, you've suspected it right! South Beach Smoke provides you with odor free, electric option to cigarettes. Your lover won't feel any difference. The e cigs look, feel and taste similar to the real cigarette. Trust me it really is a more sensible choice for anybody hooked on smoking!! Purchasing electric cigarettes isn't a difficult job now. Arrived at South Beach Smoke for any right diamond necklace to original cigarette!

 The good thing is the fact that with e cigs you will get the liberty to smoke anywhere and anytime. Do you experience feeling awkward smoking inside a meeting or when getting a engage with your co-workers? Do not have to feel guilty in almost any conditions! The electrical cigarettes provide you with the freedom to smoke anywhere. Be around your buddies or using the co-workers, the electric electronic cigarettes won't cause any disturbance.

 Why wouldn't you purchase electric cigarettes?

 Still curious about the advantages of purchasing electric cigarettes? The e cigs provide you with a far better method of smoking. No surprise that the partner will enjoy smoking. The electric cigarettes from South Beach Smoke are a good opportunity to smoke almost anywhere. Does your spouse get inflammed whenever you smoke within the bed room? No problem now. With electronic cigarette in hands, you may enjoy smoking even just in inside. The finest feature of those electronic cigarettes is other product smell, no tar with no ash. Is not that the amazing feature!! Smoke like real cigarettes within the most elegant way without leading to any injury to anybody.

 The e cigs have the freedom of cancer causing carcinogens and deadly carbon monoxide. So don't believe that while smoking, you're taking advantage of your Nature. Are you currently concerned about unhealthy teeth color that many people who smoke are afflicted by? To increase your delight, with such electronic cigarettes has no effect on the teeth whatsoever. You won't get bad teeth nor are you going to have yellow teeth. Experience smoking! Avail the ecigarette starter kits from South Beach Smoke! You've got to be concerned about the costs of those wonderful e cigs. Dont fret! You'll be amazed to understand that smoking can help you save a lot! Purchasing electric cigarettes could save you $1000s. Furthermore, you're going to get lifetime warranty on e cigs. Also would you like!!

 You're going to get several electronic cigarettes kits from South Beach Smoke. You will find Premium Kits, Luxurious Kits, recently designed ecigarette tubes and far other things are available for valued clients. What exactly are you awaiting? Buy electronic cigarette today from the famous ecigarette company like South Beach Smoke! Come and look for the offer at this time! You'll be stunned to determine their offers!

Source: http://roxenwebsouls.blogspot.com/2014/09/electric-cigarettes-from-south-beach.html

Monday 1 July 2013

Where to get latisse?



Short description
Latisse is a product that is used by people suffering from eyelash hypotrichosis. As a result of this condition such people cannot grow long or thick eyelashes and their eyelashes are less prominent than an average person’s. These people may even have brittle eyelashes due to which their eyelashes break upon the slightest touch. If they know where to get Latisse their problems may be resolved, the thickness and length of the eyebrows would improve and be enhanced and one needn’t worry about these issues again.
Action mechanism
Basically Latisse increase the growth phase of the eyelashes on the eyelids while simulating the hair follicles in the eyelids so that eyelashes can grow. If you know where to get Latisse you would be able to enjoy the benefits it would provide you with- namely, better eyelash growth and thickness.
The only place you can buy Latisse is at a pharmacy. Since the product is a controlled one you would need a prescription. It is not a solution that just about anyone can pick up and use at the pharmacy. Due to its repercussions one would have to apply it carefully.
Indication
Latisse must be applied once a day, every day of the week to take effect. The dosage must not be increased or doubled in case a day is skipped for any reason. This will not help in any way and it will not compensate for the dosages missed either. Also, it would be better to apply this on to your eyelashes before you fall asleep.
Mode of administration and tips how to apply and use
The good thing about this product is that once you know where to get Latisse you could use the product at home rather than going to a doctor or a pharmacist.
Wipe off any dirt, dust or make up and dip a Q-tip into the solution. Apply this along the eyelash. Application must be from the lower margin of the upper eyelid to the tip of the eyelid if you want this to work in an effective manner.
Contraindications, warnings and caution
Be sure to remove any dirt off of your face and do get a prescription once you find a store where to get Latisse from. If you have a skin condition or the tendency to develop one, talk to a doctor prior to receiving the prescription.
Side effects
Common side effects include moderate to mild ones such as itchiness, redness, wateriness or dryness of the eye, irritation in the eye, slight inflammation of the eyelid, reduced liver function and sensitivity to light.
Serious side effects include dizziness, inflammation of the eyelids or headaches.
Do consult your doctor before you find out where to get Latisse because you may be given a better alternative- one that befits your situation rather than one that may make matters worse for you.
Interesting fact
Since Latisse consists of bimatoprost, if it falls elsewhere on the body it may cause hair to grow in that specific area.
Then get great offer and Buy Generic Latisse at 75% discount

Monday 10 June 2013

Guide Stretch Marks Removal Cream Programs Considered

Guide in Discovering an Efficient Stretch Marks Removal Cream


Stretch marks causes and adding elements:.
There are different concepts how stretch marks are developed yet, it is claimed that skin suppleness is one of its adding elements. Stretch mark is formed when the skin is extended like when one improved weight and throughout maternity. Persons that have dry skin are most likely to get stretch marks compared to persons that have oily skin.

Nobody is excused to pass this phase; hence anyone of us is a prospect for stretch marks buildup. This problem is only shallow; it is just in the skin and is not of a concern. Nevertheless, many thanks to cosmetic research that has been regular in providing new innovation improvement, making life simpler to locate option of every trouble.

Stretch notes extraction lotions ... a product testimonial.

Stretch marks are not anymore of a worry, the aesthetic market has actually offered us extensive product alternatives to get rid with unpleasant stretch marks. Hereunder are few of the stretch elimination cream active ingredients that has obtained large acceptance in the marketplace:.
Lotions consisting of Glycolic Acid:.
Glycolic acid hastens the exfoliation procedure of the skin and thus changing the upper layer section of the skin with brand-new healthy cells. Exfoliation procedure does not however, get rid of the stretch marks, however at least fading its look and color to scarcely invisible to the eye.
Retinol Creams:.
It got popularity in the cure of acne breakouts, yet its popularity has grown in the therapy of stretch marks. This cream effectively functions in reducing the visibility, appeal and colour of stretch marks by boosting the skin's collagen production in bringing regarding skin regeneration.
Supplement E having creams--.
Stretch marks cream having Vitamin E is effective in treating stretch marks in the early phase of development. As a highly effective anti-oxidant, Supplement E functions in fading away stretch marks by marketing skin regrowth, assists blood flow and prevents maturing of the cell.

Stretch marks creams containing retinol and glycolic acid formulation is offered as prescription-only medication. Like various other charm procedure lotions, there are specific accompanying side impacts in its usage.

There are various concepts exactly how stretch marks are formed but, it is stated that skin suppleness is one of its adding aspects. Stretch mark is developed when the skin is extended like when one enhanced weight and during maternity. Individuals who have dry skin are most likely to acquire stretch marks than persons who have oily skin.

Stretch notes lotion consisting of Vitamin E is effective in managing stretch marks in the very early stage of development. As an effective anti-oxidant, Vitamin E functions in fading away stretch marks by promoting skin regrowth, helps blood flow and prevents growing old of the cell.

Sunday 24 March 2013

An interpretation of the Lahore Resolution

It favoured greater autonomy to the provinces but it turned in favour of a strong and assertive centre in the post-independence period.

The resolution for the establishment of a separate homeland for the Muslims of British India passed in the annual session of the All India Muslim League held in Lahore on 22-24 March 1940 is a landmark document of Pakistan’s history.

The passing of the resolution marked the transformation of the Muslim minority in British India into a nation with its distinguishing socio-cultural and political features, a sense of history and shared aspirations for the future within a territory.

The Lahore Resolution, popularly described as the Pakistan Resolution, employs modern political discourse for putting forward its demand rather than using a religious idiom for creating a religious-Islamic state for protection of Islam from the onslaught of other religions of India.

It made worldly demand keeping in view the peculiar problems of the Muslims of British India, the political experience of the Muslim community and the prevailing debate about the ways to protect Muslim identity, rights and interests against the backdrop of the modern state system established by the British in India.

The Resolution addressed the Muslim question in the political and constitutional context of British India and pointed out to the course of action the Muslim League intended to adopt to secure the Muslim identity, rights and interests.

It emphasized the principles that were relevant to modern state system and the political context of British India. It made five specific demands:

1. The Resolution rejected the federal system of government as envisaged in the Government of India Act, 1935 because it was “totally unsuited to and unworkable in the peculiar conditions of this country and is altogether unacceptable to Muslim India.”


2. The Muslims would not accept any revised constitutional plan unless it was framed with “their consent and approval.”

3. The adjacent territorial units should be demarcated into regions that may involve some territorial adjustments in a manner “that the areas in which the Muslims are numerically in a majority as in north-western and eastern zones of India “become “independent states in which the constituent units shall be autonomous and sovereign.”

4. The resolution offered “adequate, effective and mandatory safeguards for religious minorities” in the Muslim majority units for the “protection of their religious, cultural, economic, political, administrative and other rights and interests in consultation with them.” Similar rights will be given to the Muslims in “other parts of India.”
5. The Muslim League Working Committee was asked to formulate a constitutional scheme on the basis of the principles outlined in the Resolution.

The Resolution thus offered a new course of action for the Muslims of British India as compared to the Muslim League position adopted on constitutional and political issues in the past.

The change was that of strategy but not of the goal.

The Muslim League goal since its inception in December 1906 was to protect and advance Muslim socio-cultural identity, rights and interests in British India’s socio-political and constitutional context.

Initially the Muslim League demanded separate electorate for the Muslims so that they could elect their representatives.

Later, it sought adequate Muslim representation in the cabinets and state services/jobs.

It also demanded constitutional safeguards and guarantees for the Muslims.

It supported federalism with autonomy for provinces, hoping that the Muslims would be able to exercise power effectively in the Muslim majority provinces which would not only boost the Muslim community but also provide greater opportunity for advancement of Muslim rights and interests.

The change of strategy was caused by the political experience of the Muslim elite in their interaction with other communities, especially the Congress Party, and the policies of the British government.

These strategies also manifested the growing desire of the Muslims to assert their separate socio-political identity.

The Muslim League began to think about discarding the federal model in 1938, when the Sindh Provincial Muslim League proposed that the All India Muslim League needed to review its position on constitutional issues in view of the experience of the Muslims under the Congress governments in some provinces (1937-39).

What weakened Muslim League’s confidence in the federal model for the whole of India was the bitter experience of the Muslim educated classes and urban population under the Congress ministries in the provinces.

The cultural and educational policies of these ministries alienated the Muslims.

The Muslim elite in these and non-Congress provinces came to the conclusion that the Congress governments in the provinces were imposing Hindu ethos in the name of Indian identity.

Further the Muslim leaders complained about the discriminatory policy for recruitment of Muslims to government jobs and they maintained that the Muslims suffered in the economic domain in the Congress-ruled provinces.

The experience of the Congress rule in the provinces was the triggering factor that led the Muslim League leaders to explore a political alternative to a single Indian federation.

Though the Lahore Resolution talked of a Muslim homeland, Quaid-i-Azam Muhammad Ali Jinnah did not wholly give up the idea of some political accommodation within the framework of a loose federal model.

The Muslim League acceptance of the Cabinet Mission Plan (March -April 1946) clearly showed that its leaders were willing to work within a loose federal model that grouped the Muslim majority provinces into two political groups and non-Muslim majority provinces were put together as the third group.

These three groups were joined together under a weak federal order.

The provinces in each group could review their relationship with each other and the federal government after ten years.

The Muslim League withdrew its acceptance of the Cabinet Mission Plan when it learnt that the Congress was only interested in getting into the constituent assembly without giving any specific commitment that the future constitution would be based on the provisions of the Cabinet Mission Plan.

The Lahore Resolution did not use the name “Pakistan” in the text and it did not link up the demand with Islam.

The Resolution presented the Muslim demand in the context of British Indian politics rather than giving a constitutional framework for a proposed Muslim homeland.

The Muslim League used Islam and made Islam-based appeals for political mobilization for the 1946 provincial elections.

A large number of people and rural-based Islamic clergy, pirs and sajjadanasheens in the Punjab, Sindh and NWFP (Khyber-Pakhtunkhwa) joined the Muslim League after 1940, especially during 1945-47.

Some of the rural clergy helped the Muslim League in its election campaign. Most of them believed and advocated that Pakistan would have an Islam based political system.

There is a territorial basis of the Lahore Resolution and its demand for a Muslim homeland.

This demand became credible because of territorial contiguity of Muslim majority provinces in Northwest and Eastern zone where Bengal and some of its adjoining areas made it possible to put forward this demand.

Had the Muslim majority provinces been scattered the homeland demand would not have worked.

The Muslim League leadership was invoking the imperatives of modern state that included people, territory, government and sovereignty.

The Lahore Resolution has been a basis of three debates in the pre- and post- independence periods.

The first debate relates to the non-use of the name Pakistan in the demand.

The Hindu press and leaders were quick to describe the resolution as the demand for the creation of Pakistan; some people began to call it the Pakistan Resolution soon after the Lahore session of the Muslim League.

The second debate focuses on the use of certain terms in the Resolution.

These include “independent states” and that the constituent units will be “autonomous and sovereign.”

Was the Lahore Resolution talking of one or more than one state for the Muslims of British India?

These ambiguities can be addressed if a literalist approach is not adopted to understand the Lahore Resolution.

Rather, it has to be viewed in the political context of British India in and around 1940 and the Muslim political experience over time.

In a federal system sovereignty is the prerogative of the federal government and its constituent units cannot be both “autonomous and sovereign” at the same time.

In the case of Pakistan, the British government transferred power and authority to the state of Pakistan through its federal government established in Karachi.

Pakistani provinces got power from the federal state and the first Interim Constitution.

Pakistan’s federal system was not created by the provinces deciding to set up a federation.

Pakistan’s federation was built into the Indian Independence Act, passed in July 1947 by the British Parliament and the First Interim Constitution.

This envisaged a strong centre and weak provinces.

This legacy has haunted Pakistan’s political system from the early years.

The Pakistan movement developed gradually.

It did not stop with the passage of the Lahore Resolution.

Next seven years were important to understand the making of Pakistan.

The Muslim League demands became more specific and assertive in the post-1940 period.

By 1942, the Muslim League focus shifted to a singular phrase of state.

In September 1944 Jinnah was very categorical in asserting that he was taking of one state of Pakistan.

This issue was finally clarified by the convention of Pakistani parliamentarians held in Delhi in April 1946.

The evolutionary process of the movement for the creation of Pakistan began before March 1940 and ended with the attainment of independence in Pakistan in 1947.

The third political debate relates to the post-independence period.

Some regional-nationalist leaders in Sindh and Balochistan invoke the Lahore Resolution for seeking maximum autonomy for provinces.

They demand that Pakistan’s federal model should be based on the Lahore Resolution. Some leaders have talked of turning Pakistan into a confederation.

This is a literalist interpretation of the Lahore Resolution which can be described as flawed.

The Lahore Resolution did not offer a framework for organizing the Pakistani state, especially the distribution of powers between the federal government and provinces.

It addressed the constitutional issues in an all-India framework and offered a framework to settle the Hindu-Muslim question on a permanent basis.

The demand for greater autonomy can be raised by political parties and leaders in Pakistan with reference to the Muslim League’s political disposition on federalism in the pre-independence period.

It favoured greater autonomy to the provinces but it turned in favour of a strong and assertive centre in the post-independence period.

The 18th constitutional amendment marks the beginning of the era of greater administrative and financial autonomy for provinces.

Provinces have more control over their finances and natural resources.

If democracy continues to function and the federal and provincial governments improve their performance the confidence of people in the state system will improve.

This will weaken the role of regionalist-nationalist leaders and they will find it more difficult to invoke the Lahore Resolution for seeking more provincial autonomy.

The writer is Professor Emeritus, Political Science, Punjab University, Lahore, and a recipient of the Presidential Award Sitara-i-Imtiaz.



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Saturday 23 March 2013

Lahore Resolution, March 23 and the Evidently Historic Rally of PTI

Lahore Resolution,




The young nation that has been misgoverned because the fatality of its founder is relocating to yet an additional Utopia. March 23, 1940 noted a substantial day in the past of Pakistan, however there are various controversies affixeded to it also.
Like many of the socially built and distorted facts, Lahore Resolution was additionally combated and provided negatively by the Hindu cycles. It was designated as the Pakistan Resolution by Indian newspapers. March 24, was the accurate day when the resolution was passed and it mentioned the requirement for two separate "states". It was the day when Muslims gave up the idea of different 'bodies politic' as they had know their courses from the elections of 1935-36 after which the Hindu atrocities multiplied. Muslims were additional vigilant than ever before and they were dealt with that the only solution was to get themselves from the yolk sac of British Raj and cruel dominance of Hindus. On March 23,1940 the resolution existed. 73 years later, a cricketer-turned-politician has actually emerged on the political landscape of Pakistan and is chanting slogans of change to the extent that he declares to 'build a new Pakistan'. Imran Khan is the current ideological synonym of 'favorable change'.
Absolutely his objective and pursuits, it intrigues me if the history is repeating itself paradoxically? Symbolically designating this date as a ripe minute to declare the party manifesto is undoubtedly a matter of 'political wit'. Nonetheless, relating it with the occasions of March 23, 1940 with an idea of 'developing a brand-new Pakistan' is an act of deluding the naïve country. That day was a great deal various, Quaid-e-Azam Muhammad Ali Jinnah can easily not be compared to any of today political leaders of Pakistan. It did not take a month-long substantial and equally pricey project to accumulate 100,000 individuals at Minto Park near Badshahi Mosque and Lahore Fort. The devotion, devotion and selfless disposition towards the security of Muslims transformed Minto Park in to Minar-e-Pakistan. Although, Pakistan-Tehrik-e-Insaf (PTI) under the leadership of Imran Khan factors that the masses are generous adequate to donate money for the rally at Minar-e-Pakistan, I discover the purpose unrealistic. Considering the effective usage of social, standard and outdoor media together with the quantity spent to make the rally a success story, it appears unlikely that how a nation hosting a bulk living listed below the poverty line gathered a big sum.
Imran Khan and his advocates are under a glare of envy for the method they have influenced a nation fraught along with discouragement. He is a fresh breather for Pakistani politics, but just on the disorder of abiding by 'socially accountable national politics'. If he falls under the hands of 'manipulation' and 'lust for popularity' coupled along with overweening then times will only remember him as a fabulous cricketer. Self-exaltation and pride have actually never ever done any kind of great to a personal, changing the whole country is more difficult. I had end this by sharing a Tweet of Imran Khan's separated wife Jemima Khan.




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Friday 22 March 2013

Lahore resolution watershed in South Asia history: Rehmani

    

Lahore resolution


Islamabad, March 22 (KMS): Chairman Jammu and Kashmir People’s Freedom League, Muhammad Farooq Rehmani has paid rich tributes to Quaid-I-Azam Muhammad Ali Jinnah, Founder of Pakistan,